Mortgage Loan Consultants in Korba
Chanakya Finance Services is the renowned name of Mortgage Loan Consultants in Korba. Mortgage loan is a type of loan used to purchase a property such as a house or a land. The borrower, usually an individual or a couple, borrows a sum of money from a lender such as a bank or a financial institution.
We generally count between 50% to 60% of the market value of mortgage property.At Chanakya Finance, we believe that every borrower is unique and deserves personalized attention. Our mortgage loan consultants take the time to understand your financial goals and work with you to create a loan package that meets your specific needs. They are available to answer any questions you may have and provide you with the support you need throughout the entire loan process.
Eligibility of Borrower Defined by the Best Mortgage Loan Consultants in Korba
The maximum amount of loan a person can get is dependent upon its eligibility,here are the some points used by us,the leading Mortgage Loan Consultants in Korba which decides the eligibility of a borrower
- Annual income of borrower including all sources except interest and rent
- Liabilities like existing loan
- Net amount available for the payment of EMI for Proposed loan
- Balance amount as mentioned above divided by factor p/m
Services
About us
Chanakya Financial Services is a one of the most reputed financial companies and has an expertise of 20+ years and more in the field of finance. Incorporated in 2006. We are bound to provide all the listed services keeping our customer and their requirement in mind.
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Tenure of Mortgage by the Leading Mortgage Loan Consultants in Korba
Tenure is the period for which a loan is granted and it has to be paid with that period. In other words we can say tenure is the deadline for loan repayment. Chanakya Finance, reputed Mortgage Loan Consultants in Korba offer mortgage loans with a maximum tenure of 15 years. This means that our clients can choose to repay their mortgage loan over a period of up to 15 years, with regular payments made over the course of the loan.
We are committed to help you with all loan processes so that they can make informed decisions and achieve their dreams.
Documents Required for Loans by the Best Mortgage Loan Consultants in Korba
Being a promising Mortgage Loan Consultants in Korba our process is hassle free and with less paper work we conduct all the loan process as soon as possible.For a quick and smart process some documents are required , here is list of some documents
- Loan application form which is fully completed
- Some photographs of passport size
- Identity proof affiliated by Gazetted officer like PAN Card,Aadhar card ,etc
- Proof of residential property like telephone bill, electricity bill
- Income certificates
- Bank statement
Why Choose us the Best Mortgage Loan Consultants in Korba
Here are list of reasons to choose Chanakya Finance Services the leading Mortgage Loan Consultants in Korba:
- Trusted firm in Korba
- Transparent and honest services
- Convenient and accessible services
- Less paperwork
- Quick and reliable services
- Ethical business values
- Guidance for choosing right loan
Frequently Asked Questions (FAQ) :-
- PAN Card
- Aadhaar Card
- Bank statements for the past 6 months
- Educational Qualifications and Job Experience
- Resident status
- Credit Score/history (history of past repayment)
- Any outstanding loan amount
- Completed loan application form
- Passport size photographs
- Identity proof – PAN Card/Aadhaar Card/Passport Number
- Residence proof- telephone or electricity bill/property tax receipt
- Bank statement and salary certificates
- Statements of investments, if any
Contact us at
rishikesh.pandey@rediffmail.com or give us a call +91-9926104626If you still have more queries or any doubt that need to be addressed, don't worry we are always there you, please contact us today.