Mortgage Loan Consultants in Jagdalpur

Mortgage Loan Consultants in Jagdalpur

Mortgage Loan Consultants in Jagdalpur

Chanakya Finance Services is the renowned name of Mortgage Loan Consultants in Jagdalpur. Mortgage loan is a type of loan used to purchase a property such as a house or a land. The borrower, usually an individual or a couple, borrows a sum of money from a lender such as a bank or a financial institution.

We generally count between 50% to 60% of the market value of mortgage property.At Chanakya Finance, we believe that every borrower is unique and deserves personalized attention. Our mortgage loan consultants take the time to understand your financial goals and work with you to create a loan package that meets your specific needs. They are available to answer any questions you may have and provide you with the support you need throughout the entire loan process.

Eligibility of Borrower Defined by the Best Mortgage Loan Consultants in Jagdalpur

The maximum amount of loan a person can get is dependent upon its eligibility,here are the some points used by us,the leading Mortgage Loan Consultants in Jagdalpur which decides the eligibility of a borrower

  • Annual income of borrower including all sources except interest and rent
  • Liabilities like existing loan
  • Net amount available for the payment of EMI for Proposed loan
  • Balance amount as mentioned above divided by factor p/m

Services

About us

Chanakya Financial Services is a one of the most re​puted fin​​ancial companies and has an expertise of 20+ years and more in the field of finance. Incorporate​d in 2006. We are bound to provide all the listed services keeping our customer and their requirement in mind.


Tenure of Mortgage by the Leading Mortgage Loan Consultants in Jagdalpur

Tenure is the period for which a loan is granted and it has to be paid with that period. In other words we can say tenure is the deadline for loan repayment. Chanakya Finance, reputed Mortgage Loan Consultants in Jagdalpur offer mortgage loans with a maximum tenure of 15 years. This means that our clients can choose to repay their mortgage loan over a period of up to 15 years, with regular payments made over the course of the loan.

We are committed to help you with all loan processes so that they can make informed decisions and achieve their dreams.

Mortgage Loan Consultants in Jagdalpur
Documents Required for Loans by the Best Mortgage Loan Consultants in Jagdalpur

Being a promising Mortgage Loan Consultants in Jagdalpur our process is hassle free and with less paper work we conduct all the loan process as soon as possible.For a quick and smart process some documents are required , here is list of some documents

  • Loan application form which is fully completed
  • Some photographs of passport size
  • Identity proof affiliated by Gazetted officer like PAN Card,Aadhar card ,etc
  • Proof of residential property like telephone bill, electricity bill
  • Income certificates
  • Bank statement
Mortgage Loan Consultants in Jagdalpur
Why Choose us the Best Mortgage Loan Consultants in Jagdalpur
Mortgage Loan Consultants in Jagdalpur

Here are list of reasons to choose Chanakya Finance Services the leading Mortgage Loan Consultants in Jagdalpur:

  • Trusted firm in Jagdalpur
  • Transparent and honest services
  • Convenient and accessible services
  • Less paperwork
  • Quick and reliable services
  • Ethical business values
  • Guidance for choosing right loan

Frequently Asked Questions (FAQ) :-

Q :- What is Mortgage Loan?
Answer :- A loan that is secured by property or real estate is called a mortgage.
Q :- Maximum Amount of Mortgage Loan?
Answer :- As per eligibility.
Q :- Tenure for Mortgage Loan?
Answer :- Mortgage loan tenure is for Max 15 Yrs
Q :- What is the eligibility criteria for a Mortgage Loan?
Answer :- Anyone — whether self-employed or salaried professionals — with a regular source of income can apply for Mortgage Loans. One must be 21 years old when the loan period begins and should not exceed an age of 65 years when the loan period closes.
Q :- How do I determine my eligibility?
Answer :- Your repayment capacity determines your eligibility to apply for Mortgage Loan, lenders considers the following factors:
  • PAN Card
  • Aadhaar Card
  • Bank statements for the past 6 months
  • Educational Qualifications and Job Experience
  • Resident status
  • Credit Score/history (history of past repayment)
  • Any outstanding loan amount
Q :- What are the documents required for Mortgage Loan?
Answer :-Documentation requirements and processes vary from one lender to another. The fundamental necessary documents you will be required to submit include:
  • Completed loan application form
  • Passport size photographs
  • Identity proof – PAN Card/Aadhaar Card/Passport Number
  • Residence proof- telephone or electricity bill/property tax receipt
  • Bank statement and salary certificates
  • Statements of investments, if any
Q :- Why should I choose 'Chanakya Financial Services' for Mortgage Loan consultant in Jagdalpur?
Answer :- 'Chanakya Financial Services' stands out as a leading Mortgage Loan consultant in Jagdalpur, offering personalized guidance and support tailored to the state's real estate dynamics. Our expert team is well-versed in the local market, ensuring the most suitable mortgage options.

Contact us at

rishikesh.pandey@rediffmail.com or give us a call +91-9926104626

If you still have more queries or any doubt that need to be addressed, don't worry we are always there you, please contact us today.