CashCredit( CC ) and OverDraft ( OD ) Loan

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Testimonials

Thanking You, Chanakya Financial Services For giving a Agri-Business Loan, Now i can happily work on my field and continuously growing my business.

- Customer

I really enjoyed taking service with Chanakya Home Loans Team and feel truly honoured to be associated with Chanakya Home Loans Team. I am looking forward to refer Chanakya to my friends and family members.

- Customer

I want to convey my sincere thanks to Chanakya team for making the loan process hassle free. I did not have to take a single hurdle in obtaining the Mortgage loan. The Chanakya team was very cordial, helpful and they cleared all our doubts very patiently with right information.

- Customer

I have never used a loan service before but I have to say that Chanakya Financial Service made it so fast & easy for me to be approved. I am so thankful you all were there when I needed money in a hurry. The process went so smooth. Thank you very much.

- Customer

CashCredit ( CC ) and OverDraft ( OD ) Loan

Chanakya Financial Services provide Over Draft / Cash Credit ( OD/CC ) Facility is given by banks and financial instituitions to fill up the working capital gap of businessmen to smoothen their business. This can be secured against any property.

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Frequently Asked Questions

Q. What is a CC/OD Loan?
A. CC Means Cash credit is a type of short term loan provided to companies to fulfill their working capital requirement. OD Means Overdraft is a facility given by the bank to companies, to withdraw money "more" than the balance available in their respective accounts. Security. Pledge or hypothecation of inventory.

Q. Tenure for CC/OD loan?
A. Cash Credit and OverDraft both for 12 months and is renewable.

Q. Limit for CC/OD loan?
A. Cash Credit and OverDraft both for Minimum RUPEE SIGN10 lakhs, maximum No Limit.

Q. How do I determine my eligibility?
A. Your repayment capacity determines your eligibility to apply for CC/OD loan, lenders considers the following factors:

  • PAN Card
  • Aadhaar Card
  • Bank statements for the past 6 months
  • Educational Qualifications and Job Experience
  • Credit Score/history (history of past repayment)
  • Any outstanding loan amount

Contact us at rishikesh.pandey@rediffmail.com or give us a call +91-9926104626

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