CashCredit( CC ) and OverDraft ( OD ) Loan

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CashCredit ( CC ) and OverDraft ( OD ) Loan

Chanakya Financial Services provide Over Draft / Cash Credit ( OD/CC ) Facility is given by banks and financial instituitions to fill up the working capital gap of businessmen to smoothen their business. This can be secured against any property.

Frequently Asked Questions

Q. What is a CC/OD Loan?
A. CC Means Cash credit is a type of short term loan provided to companies to fulfill their working capital requirement. OD Means Overdraft is a facility given by the bank to companies, to withdraw money "more" than the balance available in their respective accounts. Security. Pledge or hypothecation of inventory.

Q. Tenure for CC/OD loan?
A. Cash Credit and OverDraft both for 12 months and is renewable.

Q. Limit for CC/OD loan?
A. Cash Credit and OverDraft both for Minimum RUPEE SIGN10 lakhs, maximum No Limit.

Q. How do I determine my eligibility?
A. Your repayment capacity determines your eligibility to apply for CC/OD loan, lenders considers the following factors:

  • PAN Card
  • Aadhaar Card
  • Bank statements for the past 6 months
  • Educational Qualifications and Job Experience
  • Credit Score/history (history of past repayment)
  • Any outstanding loan amount

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