Agri-Business Loan

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Agriculture Business Loan for all Agri-business industry's

Chanakya Financial Services Offers a range of agriculture loans. It is always said that, most of the people india depending on Agriculture and Farming as their livelihood. So, it is very important to develop the rural sector. In order to fulfill these type of need, we provides various credit facilities to the farmer.

However to make the best of these opportunities or to start an agri-based business or to expand your existing enterprise, you need adequate finance. This is where we come in. We understand the intricacies of Indian agri-business sector and offer comprehensive loan products that make you self-reliant.

Frequently Asked Questions

Q. Who can avail of Agri Loans?
A. Your repayment capacity determines your eligibility to apply for Agri-business loan, lenders considers the following factors:

  • Farmers, Orchard Owners, Dairy Owners , Horticulturists
  • Partnership Firms & Private Ltd. Companies in Agri-Value Addition Segments like Food Processing


Q. How much finance can I avail of ?
A. You can borrow upto 70%~ 75% of your planned investment in Agri-Assets depending upon credit assessment.


Q. What are the tenure options?
A. Agri- loans range from a minimum of 6 months up to a maximum of 7 years.


Q. How long will it take to process the loan?
A. Loans are processed within 7-12 working days of completing full documentation.


Q. Do I need a guarantor?
A. Yes a guarantor is essential and depending upon the applicant – guarantor would be :

  • For sole applicant - one adult family member to be co-applicant.
  • Partners / Promoter Directors will be taken as co-applicant in case of Partnership / Pvt ltd co. respectively


Q. Do I have the option of pre-paying the entire loan amount?
A. Yes. One can pre-pay the loan at any time after 6~12 months of availing of the loan. Appropriate charges would be applicable as pre-notified.


Q. What are the stages involved in availing a loan?
A. The stages involved are:

  • Application
  • Processing
  • Documentation
  • Sanctioning of the loan
  • Disbursement

Q. What is the eligibility criteria for a Agri-Business Loan?
A. Anyone — whether self-employed or salaried professionals — with a regular source of income can apply for Agri-Business loans. One must be 18 years old when the loan period begins and should not exceed an age of 65 years when the loan period closes.


Q. How do I determine my eligibility?
A. Your repayment capacity determines your eligibility to apply for Agri-Business loan, lenders considers the following factors:

  • PAN Card
  • Aadhaar Card
  • Bank statements for the past 6 months
  • Educational Qualifications and Job Experience
  • Any outstanding loan amount


Q. What are the documents required for Agri-Business Loan?
A. Documentation requirements and processes vary from one lender to another. The fundamental necessary documents you will be required to submit include:

  • Completed loan application form
  • Passport size photographs
  • Identity proof – PAN Card/Aadhaar Card/Passport Number
  • Address proof- telephone or electricity bill/property tax receipt
  • Bank statement
  • Statements of investments, if any

Contact us at info@gstindglobal.com or give us a call +91-99999-99999

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